NW
NWHEAP
Program

Home Improvement Loan

Low- and no-interest loans starting at 0% to help members invest in their homes.

Overview

Affordable financing for repairs and upgrades — roofs, windows, porches, plumbing, electrical, and other improvements that strengthen home value and quality of life.

What's included

  • Interest rates starting at 0% for qualifying members
  • Streamlined application reviewed by NWHEAP staff
  • Disbursed directly to contractors when applicable
  • Repayment terms designed for working families

Eligibility

Members in good standing whose homes are within the service area. Income and project guidelines apply; see the application for details.