NW
NWHEAP
Programs

Programs for homeowners

Pick a program to see eligibility, benefits, and how to apply.

Home Equity Assurance

Insure your home against value loss caused by local factors. Free for members after a five-year holding period.

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Home Improvement Loan

Low- and no-interest loans starting at 0% to help members invest in their homes.

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Flood Mitigation Rebate

Rebates to install backflow valves, sump pumps, and other flood-prevention measures.

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Delinquent Tax Assistance

Help navigating delinquent property-tax situations so families don't lose their homes.

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